1. Introduction

Welcome to Veshraj.com. We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at privacy@veshraj.com.

When you visit our website Veshraj.com, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy notice, we describe our privacy policy. We seek to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it.

2. Information We Collect

We collect personal information that you voluntarily provide to us when registering at the Services expressing an interest in obtaining information about us or our products and services, when participating in activities on the Services or otherwise contacting us.

The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make and the products and features you use. The personal information we collect can include the following:

• Name and Contact Data. We collect your first and last name, email address, postal address, phone number, and other similar contact data.
• Credentials. We collect passwords, password hints, and similar security information used for authentication and account access.
• Payment Data. We collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument.

3. How We Use Your Information

We use personal information collected via our Services for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations.

• To facilitate account creation and logon process.
• To send administrative information to you.
• To fulfill and manage your orders.
• To enforce our terms, conditions and policies.
• To respond to legal requests and prevent harm.

4. Sharing Your Information

We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

5. Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure.

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Veshraj.com ("we," "us" or "our"), concerning your access to and use of the Veshraj.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms of Service. If you do not agree with all of these Terms of Service, then you are expressly prohibited from using the Site and you must discontinue use immediately.

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

3. User Representations

By using the Site, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete.
• You will maintain the accuracy of such information and promptly update such registration information as necessary.
• You have the legal capacity and you agree to comply with these Terms of Service.
• You will not access the Site through automated or non-human means, whether through a bot, script or otherwise.

4. Service Fees

We reserve the right to charge fees for our services. You agree to pay all fees and charges to your account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is due and payable.

5. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

1. What Are Cookies?

Cookies are simple text files that are stored on your computer or mobile device by a website's server. Each cookie is unique to your web browser. It will contain some anonymous information such as a unique identifier, website's domain name, and some digits and numbers.

2. How We Use Cookies

Veshraj.com uses cookies to enhance your browsing experience, analyze site traffic, and personalize content. We use the following types of cookies:

• Essential Cookies: Necessary for the operation of the website, such as allowing you to log continuously into our secure areas.
• Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how visitors move around our website when they are using it.
• Functionality Cookies: Used to recognize you when you return to our website. This enables us to personalize our content for you.

3. Managing Cookies

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

1. Legal Compliance

Veshraj.com operates in full compliance with the laws and regulations of Nepal. We are committed to maintaining the highest standards of corporate governance and ethical business practices.

2. Anti-Money Laundering (AML)

We adhere to strict Anti-Money Laundering (AML) policies and procedures. We conduct thorough Know Your Customer (KYC) checks on all clients engaging in high-value transactions or sensitive business services to prevent financial crimes.

3. Data Protection

We comply with all applicable data protection laws to safeguard the confidentiality and integrity of client data. Our systems are regularly audited to ensure compliance with international security standards.

4. Professional Standards

Our audit and legal services are performed by licensed professionals who adhere to the codes of conduct established by their respective regulatory bodies in Nepal, including the Institute of Chartered Accountants of Nepal (ICAN) and the Nepal Bar Council.

5. AI Ethics

Our implementation of AI technology follows ethical guidelines ensuring transparency, fairness, and accountability. All AI-driven recommendations are reviewed by human experts before finalization in legal or financial contexts.